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Aid Offer

Your Financial Aid Offer lists all institutional scholarships, along with any federal and state aid offered to you to attend Northwest.

How do I accept my Aid Offer?

To view your Financial Aid Offer, you will need to:

  1. Access your secure account on CatPAWS
  2. Select the Financial Aid tab
  3. Select the Award box
  4. Select the Accept Awards/ Add private Resources
  5. Report any additional outside resources or scholarships
  6. Select the aid year you want to view
  7. Accept or decline any loans offered to you
  8. Submit your electronic response once finished
  9. 最后，完成页面底部提示的任何联邦贷款要求

Aid Offer Example

Financial Aid offer letter example page 1 Financial Aid offer letter example page 2

Award Letter Structure

  1. Estimated Total Cost of Attendance (COA): While reviewing your award letter, 记住将你直接支付给西北航空公司的费用与其他间接费用分开的重要性. Additional information about tuition and fees is available on the Student Account Services page.
  2. Billable expenses are items you are charged by Northwest, such as tuition and fees. Housing and food are charged only if you live on campus.
  3. Non-billable expenses are allowances for other items and may vary based on your needs. Northwest will not bill you for these items.
  4. Scholarships & Grants are free money that doesn't need to be repaid.
  5. Options to pay remaining costs: Financial aid in the form of student employment or loans. Loans are used to help pay the remaining net costs after gift aid is deducted.
  6. Total Financial Aid Award are scholarships, grants, work-study, and all loans offered.

Glossary of Terms for Financial Aid Offer

Keyword Definition
Tuition and Student Fees 估计的学费和学生费用最初是基于每学期15个本科或9个研究生学分，后来更新为非全日制学生. Actual charges will be based on the number of credit hours you are enrolled in.
Other Course Fees 附属于个别课程的费用，是根据去年在你的学术课程中类似学生支付的平均费用计算的. Actual charges will be based on the courses you are enrolled in.
Housing and Food 根据校园平均住房成本和标准饮食计划估算住房和食品费用. 这些项目只有在你住在校园里和/或购买食物计划时才会出现在你的账单上. The actual cost is based on your housing arrangement and food plan choice.
Educational Supplies 你在整个学年可能需要购买的用品的估计费用. 由于小学课本的费用已经包含在学生学费中，所以这项津贴是提供给亲自来的本科生的. These items do not appear on your bill.
Books and Supplies 整个学年可能需要购买的书籍和用品的估计费用. 这项津贴提供给研究生和只参加在线课程的学生. These items do not appear on your bill.
Transportation Expenses 估计的交通费用可能包括往返于家庭和校园之间的交通或车辆的维护. Unless you purchase a parking permit, these items do not appear on your bill.
Personal Expenses Estimated other basic living expenses, such as clothing, personal care, toiletries, entertainment, etc. These items do not appear on your bill.
Estimated Cost of Attendance (COA) 出勤成本(COA)是对一个典型学生上大学一学年的费用的估计. Your COA includes what you'll see on your billing statement, but also takes your basic living expenses into account. 它也用于设定你在学年中可以获得的经济援助金额的限制.
Grant and Scholarship Eligibility Gift aid that doesn't have to be repaid. Eligibility is often based on financial need or academic achievement.
Estimated Net Cost 这是减去你收到的任何奖学金或助学金后的总成本估计.
Federal Pell Grant The largest Federal grant program offered to undergraduate students. It is awarded to qualifying students from low‐income households. Eligibility is determined with information provided on the FAFSA.
Options To Pay Remaining Cost 这部分包括额外的资源，可以帮助你支付大学费用. It may include work or loan options.
Federal Work Study Eligibility 这允许你申请一份兼职工作，赚钱来帮助支付教育费用. After applying for and securing a job, 您将提交一份时间表，并将支付每小时通过一个月的工资流程. Earnings are paid directly to you and are not posted toward your bill. Since earnings are paid as you work, no repayment is required.
Federal Subsidized Loan 贷款提供给有经济需要的符合条件的本科生，帮助他们支付教育费用. The Federal government pays the interest while you're enrolled, and the loan must be repaid with interest after your enrollment.
Parent PLUS/Credit Based Loan Loans offered to eligible undergraduate or graduate students, but eligibility is not based on Federal Unsubsidized financial need. The loan must be repaid with interest after your enrollment. 为学生或家长提供的用于支付教育费用的信用贷款. Eligibility is not based on financial need, but a credit check will be required. Students or parents with adverse credit may not qualify. 贷款偿还可能会有所不同，可以在你注册时开始，也可以在注册结束后开始.

Additional financial aid terms and definitions, visit Glossary | Federal Student Aid.

Terms & Conditions

  • I understand 我的奖金取决于足够的资金以及州和联邦法规.
  • I understand that all aid will be packaged originally for full-time attendance. If I enroll less than full-time may aid must be adjusted accordingly. Federal Pell Grants, Supplemental Educational Opportunity Grants (SEOG), Teach Grant and Federal Perkins Loans will be adjusted as follows:

9-11 hours 75%
6-8 hours 50%
1-5 hours Pell only 25%

NOTE: Pell awards of less than $2,325 per year ($1,163 per semester) or an EFC greater than $3,如果学生在学期中注册的时间少于一半(6小时)，那么501将没有资格获得奖励.

  • I understand that financial aid funds will be scheduled for disbursement once per semester, beginning on the first day of classes each semester.
  • My course load for the term will be locked at the end of the free drop/add period of each term. 我的资助资格将在那时调整到适当的入学水平.
  • I must maintain satisfactory academic progress, as outlined in Forms under Academic Progress.
  • Funds I accept must be applied 到威尼斯人在线的未付教育费用(费用), housing and food) before the surplus may be disbursed to me. 所有的资助将用于我在威尼斯人在线就读的相关教育费用.
  • These awards may be voided or changed at any time 如果在申请中发现不正确或虚假的信息，或者在计算奖项时出现错误.
  • Any change in enrollment, 在最初的奖励之后，必须向奖学金和财政援助办公室报告州居留权或收到额外的外部资源. Revisions or changes in status will necessitate revisions of the award.
  • I understand that if I withdraw from school prior to the completion of a semester, 收到的助学金将按比例分配，未使用的助学金部分将退还给相关项目. Depending on the portion of the aid, I may owe a balance to my account.
  • I understand that if I fail all classes in a term, 必须确定最后出勤日期，并且必须从该日期起进行财政援助提取计算. 这可能会导致联邦基金被退回，这可能会在我的账户上创造一个余额.
  • I understand that all academic year William D. 福特直接贷款(补贴，无补贴和家长PLUS)必须分两笔等额支付.
  • As a first-time borrower of Federal Direct Loans (Subsidized and Unsubsidized) at Northwest, I realize that I must complete an online entrance counseling session and Master Promissory Note (MPN) before any part of my loan can be disbursed and credited to my account. The MPN requires the FSA ID and Password used to complete the FAFSA.
  • I understand 接受直接贷款的学生须遵守在 Federal Direct Loan Master Promissory Note (MPN) and the Direct Loan Disclosure Statement View PDF.
  • I understand that any Federal Title IV, HEA Loan I receive will be submitted to the National Student Loan Data System (NSLDS) and will be accessible by guaranty agencies, lenders, services, and other institutions determined to be authorized users of the data system.
  • I understand 如果我在威尼斯人在线注册期间任何时候接受过贷款, 无论出于何种原因，我必须在离开学校之前完成一项离校咨询.
  • I understand 我必须攻读学位，并且在一个学期内只能从一个机构获得资助.
  • I understand 为了获得联邦资助，我必须在威尼斯人在线注册至少六个学分，除了那些有资格获得联邦佩尔助学金的人.
  • I understand 我必须在威尼斯人在线注册至少12个学分，才能获得西北奖学金或被考虑参加密苏里州的援助计划.
  • I understand 如果我在威尼斯人在线注册的同时在另一个机构注册，我必须在西北奖学金和经济援助办公室提交一份完整的每学期联邦援助联盟协议，然后才能获得总注册人数的联邦援助.
  • I understand 从联邦直接PLUS贷款(家长)的收益将直接记入我的帐户, pay off all charges and any overpayment will be refunded to my parent. In order for overpayments to be refunded to me, my parent borrower must indicate so on the Parent Loan Information Form.

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